The cost of long-term care for seniors varies as much as the types of care available and the degree of assistance you or a loved one need.

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LongTermCare.gov estimates nursing home care costs at over $6,000 per month.

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In-home care is generally far less expensive depending on where you live, the level of care and hours of service that are required each week.

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How will you pay for long-term care?

 

Options include:

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• Medicare

• Medicaid (if you qualify)

• Long-term care insurance

• Veterans Administration benefits

• Out of pocket (from your savings and assets)

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Many people mistakenly believe that Medicare is the answer for long-term care. In reality, it covers only a very narrow range of costs. It is important that you understand the benefits and limits of Medicare so you adequately prepare for senior care needs. Give us a call and we will help you understand the cost of in-home care.